The TomoCredit Blog

Credit repair used to mean digging through reports line by line and mailing dispute letters. Today, AI can scan your full credit history, flag errors, and auto-generate disputes in minutes.

Traditional credit-building methods can be slow and often inaccessible—especially for new or underserved entrepreneurs. Here's how AI offers a faster, smarter path to business credit.

Steve Smith, former CEO and co-founder of Finicity, a Mastercard company, joins TomoCredit's board to help expand access to credit for the millions of Americans overlooked by traditional models.

TomoCredit's AI-powered Marketplace and TomoScore earned it the Personal Finance Innovation Award in the 9th Annual FinTech Breakthrough Awards, recognizing its mission of credit inclusion.

Joseph Lindsay, former CTO of Experian Open Banking, joins TomoCredit as Chief Technology Officer to lead the development of its AI Marketplace and expand access to credit for underserved communities.

AI tools continuously analyze your spending patterns to detect unusual activities. From fraud alerts to budgeting apps to robo-advisors, here's how to put the latest AI tools to work in 2025.

Back in 2011, there was one and only way to get approved for an auto loan—having a good credit score. As a first generation immigrant, I had no idea what a credit score was, and I didn't have one.

The financial services industry lags in using data to enhance credit experiences. A new CFPB rule enabling open banking is set to change that, giving consumers more control of their own data.

In 2024, TomoCredit unveiled a transformative advancement in credit scoring: the TomoCredit Tomo Score, which evaluates creditworthiness based on assets rather than just credit history.