The TomoCredit Blog

A great credit score for renting typically falls between 720 and 850. Without good credit, some landlords won't even offer you the lease — here's what to know before you apply.

Yes, student loans affect your credit score — but whether they help or hurt really comes down to how you manage them. For many people, they're the first real credit account they ever have.

Traditional credit-building methods can be slow and often inaccessible—especially for new or underserved entrepreneurs. Here's how AI offers a faster, smarter path to business credit.

The short answer: yes, you can absolutely start a business with bad credit. However, it requires a proactive strategy, especially when it comes to repairing and improving your credit over time.

Trying to rent an apartment with bad credit can feel like you're constantly being judged for your past. But your credit score doesn't define your worth, and it doesn't determine your future.

With inflation still simmering, interest rates holding high, and market volatility causing anxiety in retirement portfolios, many Americans are asking: can I really retire in the next 3 years?

You don't need a perfect score to unlock excellent financial opportunities. Once your credit score is in the high 700s, you're already sitting in prime position to qualify for the best offers.

Your emergency fund acts as a buffer when things go wrong. Your credit score is the gateway to future opportunities. The smartest play isn't just to save—it's to build both at the same time.

Tariffs are quietly reshaping the cost of everyday items, sparking a wave of panic buying. Financial resilience doesn't come from hoarding—it comes from clarity, control, and confidence.

As of Q3 2024, Americans are carrying a staggering $1.16 trillion in credit card debt—a new all-time high. Here's how to protect your finances without needing a finance degree.

If building or rebuilding your credit is a goal this year, here's a simple habit that can make a big difference: check your credit report every month. It's easy, free, and can spot costly errors.

A big gap in credit scores between partners doesn't just affect borrowing power—it can impact everything from renting an apartment to securing a car loan. But credit isn't set in stone.