TomoIQ Launches Money Finder at Money20/20, Bringing Agentic Finance to Mainstream Consumers

Today at Money20/20 USA in Las Vegas, we’re introducing Money Finder, a new AI-powered experience from TomoIQ designed to help consumers lower everyday expenses, explore financial products, and find resources relevant to their circumstances.

Money Finder brings these capabilities into one conversation. Instead of searching across multiple websites, comparing complicated offers, and wondering where to begin, people can ask questions and explore possible next steps in one place.

“The next generation of consumer AI won’t just answer questions. It will help people take action,” said Kristy Kim, our founder and CEO. “For a single mother trying to lower her bills, a gig worker looking for a credit card, or an immigrant navigating the U.S. financial system for the first time, the value of AI is practical: What can it help me do? That’s the question we’re building Money Finder to answer.”

Money Finder is designed to help consumers:

• Discover Credit Cards and Loans: Explore personalized financial product recommendations based on individual financial profiles and lender eligibility criteria.
• Manage Debt and Financial Obligations: Get actionable, personalized plans to manage debt, prioritize payments, and improve financial health.
• Find Potential Savings: Identify opportunities to lower recurring expenses, compare service providers, and discover more affordable alternatives.
• Navigate Everyday Money Decisions: Get AI-powered guidance on topics ranging from credit card payments to long-term financial goals.

We built Money Finder in response to what we’ve heard from our users. In a recent survey analyzing more than 100,000 consumer conversations with TomoIQ, we found that 83% of consumers used AI-powered help to qualify for better credit cards, cars, or homes—not simply for budgeting help.

Money Finder is designed to turn that interest into a practical starting point, helping users understand their options and identify possible next steps based on their circumstances.

We’re building TomoIQ to make personalized financial guidance more accessible, including for people whose needs and circumstances may not be fully captured by traditional credit scores.

Money Finder is available now to current TomoIQ customers. Learn more at tomocredit.com/boost/ai.

TomoIQ is our AI-native personal finance platform, designed to help everyday Americans navigate credit, debt, bills, and financial decisions. Developed by TomoCredit, TomoIQ combines conversational AI with financial insights and product recommendations to make personalized financial guidance more accessible. Learn more at tomoiq.com.